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Retirement spending planning matters as workers focus on balances

Reported · Written up by our desk · Fund Industry

The New York Times Business says many workers concentrate on the size of their retirement savings balance, but the more urgent step is deciding how they want to spend money after they stop working.

The outlet frames retirement planning as a process that starts with envisioning day to day spending needs and goals for the rest of a worker’s life, rather than treating the account balance as the only measure of readiness.

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