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Forbright Bank offers 4.15% APY on top savings accounts
Yahoo Finance says average traditional savings rates sit at 0.38% at the same time, and HYSA rates are tied to the Federal Reserve’s federal funds target.
On Friday, August 21, 2026, Yahoo Finance highlighted the best high-yield savings account rates available from its partners, with the top offer reaching 4.15% APY from Forbright Bank.
The outlet noted that the average interest rate on a traditional savings account is 0.38%, while current top HYSA rates generally fall in the 3% to 4% range.
Yahoo Finance also explained that savings and deposit account rates are tied to the federal funds rate, the target interest rate set by the Federal Reserve, so deposit rates typically move up when the Fed raises the target and fall when it lowers it.