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41% of workers delay medical care due to lack of emergency savings
A SecureSave survey of over 1,000 workers found 1 in 4 had no emergency fund and 67% had less than three months of expenses saved.
Suze Orman is citing findings from a SecureSave survey showing that many workers lack adequate emergency savings, forcing difficult tradeoffs when unexpected events hit. Yahoo Finance reports that 41% of working Americans said they delay medical care after an emergency because a bill such as a car repair comes first. The survey, conducted in June among more than 1,000 workers aged 18 to 65, found that 1 in 4 had no emergency fund at all. It also showed that 67% had less than three months of expenses saved, and at least 45% had less than a month of expenses set aside. With limited cash reserves, many respondents turn to credit cards to stay afloat, and some dip into retirement savings. Yahoo Finance reports that one in four workers uses retirement savings to cover unexpected expenses, with some saying growing debt reduces their belief they will be able to retire. The article links inadequate emergency buffers to both financial strain and work performance, including anxiety and distraction on the job. Yahoo Finance notes that three in four respondents in a 2026 CAPTRUST survey said financial worries affect their motivation at work, and it quotes Orman urging solutions that help workers build short term savings to protect long term security.