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Bank of America Customized Cash Rewards card highlights 0% APR offer
The card advertises 0% introductory APR for 15 billing cycles on both purchases and balance transfers, alongside a $200 online cash rewards bonus after $1,000 in purchases in the first 90 days.
Yahoo Finance highlights the Bank of America Customized Cash Rewards credit card as a top pick for 2026, emphasizing a zero-dollar annual fee and a promotional 0% introductory APR period.
The offer includes 0% Intro APR for 15 billing cycles for purchases, plus 0% Intro APR for 15 billing cycles on balance transfers made within the first 60 days.
Rewards include 6% cash back for the first year in a chosen spending category, with automatic 2% cash back at grocery stores and wholesale clubs, and unlimited 1% on all other purchases.
The card also features a $2,500 quarterly cap on combined 6% (choice category) and 2% (grocery and wholesale club) purchases, and Yahoo Finance lists multiple eligible choice categories such as gas and EV charging, online shopping, dining, travel, drug stores and pharmacies, and home improvement and furnishings.