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Appraisal Review, Equity, QC Tools; Jumbo Competition, Microsoft News Implications? STRATMOR Tech Survey
The ancient Chinese philosopher Sun Tzu said, “Sometimes the best victory is the battle that was not fought.” In a shrinking residential market there are a lot of potential battles, for example: “Rob, are you hearing that some IMBs are not charging an origination fee or putting caps on LO comp for jumbo loans?” Of course, especially if the independent mortgage bank, or broker, is in an area where’s you’re battling it out with credit unions and banks. If you have a $2 million loan, and an IMB’s LO is charging a point, that’s $20k, but if an originator at a CU or depository bank is charging $5,0
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