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HomeInsuranceReinsuranceWorld Bank begins Nepal parametric earthquake catastro…

World Bank begins Nepal parametric earthquake catastrophe bond work

The proposal would target up to $190 million of fully collateralized coverage, with projected project costs of $20 million.

The World Bank has started work on a proposed parametric earthquake catastrophe bond project for Nepal, aimed at raising between $80 million and $190 million of fully collateralized disaster risk financing from capital markets, according to Artemis.

The project is still in the early stages, with preparatory analysis focused on feasibility and assessing the potential impact of issuing a three-year parametric catastrophe bond, Artemis reported.

The World Bank would intermediate the transaction and support design, delivery, and impact assessment, with structuring and issuance intended to use its IBRD Capital-at-Risk Notes Program as seen in other World Bank catastrophe bond deals.

The proposed bond would be insurance-linked securities designed to pay out based on predefined physical earthquake parameters like magnitude and ground shaking severity, rather than measured financial losses, providing roughly $80 million of coverage for a 1-in-20 year quake and up to $190 million for a 1-in-100 year event. The estimated total cost of the project is $20 million, to cover risk transfer premiums and related work, Artemis said.

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