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Marcus by Goldman Sachs offers top 4.10% APY on a 14-month CD
The highest rate cited for July 19, 2026 is on a 14-month Marcus by Goldman Sachs certificate of deposit, with APY used to compare total one year earnings.
Yahoo Finance roundup data for July 19, 2026 lists the top certificate of deposit rate at 4.10% APY, offered by Marcus by Goldman Sachs on its 14-month CD.
The article notes that CD rates can vary widely by institution, and that longer maturities have not always paid higher rates, depending on the current interest-rate environment.
It explains APY as a way to measure total earnings after a year, reflecting how often interest compounds, and provides examples of how balances could grow at different APYs.
The piece also highlights that, beyond headline rates, investors may consider different CD structures for tradeoffs such as flexibility, though the full details are only partially shown in the provided text.