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At close · Tue, Jul 28, 2026
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HomeCryptoMarket StructureEuropean banks launch Regulated Layer One cooperative…

European banks launch Regulated Layer One cooperative blockchain network

RL1 operates as a Luxembourg European Cooperative Society and has processed more than 50 transactions worth over 700 million euros over three years of production use, according to the network.

European financial institutions have launched Regulated Layer One, or RL1, a jointly owned blockchain cooperative aimed at regulated financial markets and tokenized assets. Cointelegraph reports RL1 has begun operations as a European Cooperative Society in Luxembourg with founding members including ABN AMRO, DekaBank, Natixis CIB, and several other regional institutions.

RL1 is structured as a member-owned network where each participant has equal decision-making rights over governance and development. The private, permissioned blockchain is based on infrastructure developed by German fintech Secure Worldwide Interbank Asset Transfer, which transferred ownership of the network to the cooperative.

Secure Worldwide Interbank Asset Transfer said the platform processed more than 50 transactions totaling over 700 million euros, or about $808 million, during three years of production use. RL1 also said the network is intended to support institutional use cases such as digital money, tokenized bonds, collateral, and blockchain-based settlement.

RL1 said its shared network could reduce fragmentation from financial institutions running separate distributed ledger systems. Former SWIAT Managing Director Henning Vollbehr will lead RL1, and the initiative said it is in discussions with additional institutions including NatWest about joining.

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