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Top high-yield savings accounts offer APYs up to 4.10%
The roundup highlights accounts with APYs as high as 4.10%, including SoFi’s up to 3.8% savings boost and a potential welcome bonus up to $400 for qualifying direct deposits.
Yahoo Finance published a roundup of 10 high-yield savings accounts for August 2026, noting that federally insured banks were evaluated on factors including interest rates, fees, account features, and customer service.
The article says the top accounts can offer up to 4.10% APY, while interest rates, fees, and requirements are accurate as of its publish date and readers are directed to confirm details with each financial institution.
It also spotlights SoFi’s online bank account, described as a combination checking and high-yield savings product, offering up to 3.1% APY on savings balances and 0.5% APY on checking balances. For a limited time, new customers can receive a savings-rate boost of up to 3.8% APY by meeting stated requirements and may also be eligible for a welcome bonus of up to $400 with qualifying direct deposits.
For that bonus, Yahoo Finance says the amount depends on total eligible direct deposits within 25 calendar days of a first eligible deposit, and that the account has no monthly maintenance fees, minimum balance requirements, or minimum deposit requirements to open.