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Top money market accounts offer up to 3.9% APY in August 2026
The roundup evaluates federally insured options using APY, minimum balance requirements, fees, and other factors, highlighting several accounts with no monthly fees.
Yahoo Finance put together a list of 10 of the best money market accounts for August 2026, citing rates up to 3.9% APY and noting that some offers can pay many times the national average money market rate.
The outlet says its team reviewed accounts from federally insured banks and credit unions, narrowing the options based on criteria including APY, minimum balance requirements, monthly fees, and other factors.
Among the named accounts, EverBank’s Performance Money Market Account is described as free to open with no monthly fees and a 3.7% APY, with daily interest compounding plus a debit card and checks.
Yahoo Finance also highlights examples including Sallie Mae’s online money market account at 3.5% APY with no minimum balance requirement or monthly fees, and Ally’s account at 3.0% APY, also with no minimum balance requirements or monthly fees, along with access to more than 43,000 free ATMs via the Allpoint network.