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Mortgage and refinance rates fall versus last week, Aug. 10
For Monday, the 30-year fixed purchase rate was 6.51%, which was 13 basis points lower than the refinance rate.
Mortgage and refinance rates were lower than last week for Monday, August 10, 2026, according to Yahoo Finance data sourced from the Zillow lender marketplace.
The current 30-year fixed purchase rate was 6.51%, 13 basis points below the current refinance rate. The 15-year fixed purchase rate was 6.01%, 2 basis points lower than the 15-year refinance rate, and the 5/1 ARM purchase rate was 6.37%, 13 basis points lower than its refinance counterpart.
Rates were presented as national averages rounded to the nearest hundredth, and Yahoo Finance noted that refinance rates are often higher than purchase rates, though that is not always the case. The story also referenced a mortgage calculator that incorporates property taxes and homeowners insurance when estimating monthly payments.