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How a spouse’s Social Security claiming choice can affect benefits
MarketWatch discusses a scenario in which a wife can claim about $900 per month at age 62, and weigh taking benefits now versus waiting to claim spousal benefits.
The article notes that the wife previously worked as a teacher at a school district, which influenced how much she paid into Social Security.
Beyond the claiming ages, the decision depends on how the spousal benefit would compare with claiming her own benefit at 62, according to the setup described by MarketWatch.
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