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At close · Tue, Aug 11, 2026
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HomeReal EstateResidentialSenate bill would reimburse seniors for aging-in-place…

Senate bill would reimburse seniors for aging-in-place home upgrades

The Senior Accessible Housing Tax Credit Act would cover eligible accessibility modification costs on primary residences and qualifying second homes, up to $10,000.

HousingWire reports that Sen. Kirsten Gillibrand introduced the Senior Accessible Housing Tax Credit Act on Aug. 6 to help homeowners age 60 and older pay for accessibility modifications aimed at aging in place.

The proposal would create a nonrefundable tax credit equal to eligible expenses, capped at $10,000. It would also include labor costs tied to preparing, assembling, or installing qualifying modifications, with the credit reduced for higher incomes based on modified adjusted gross income thresholds.

The bill would apply to specific changes on primary residences and qualifying second homes, including features such as wheelchair ramps, handrails, chair lifts, and shower seats. Gillibrand’s office, citing U.S. Census Bureau data, projects that about one in four Americans will be 65 or older by 2060.

The legislation is co-sponsored by Sen. Angela Alsobrooks, and a companion bill was introduced in the House in late June by Rep. George Latimer. HousingWire also notes that Gillibrand previously introduced the Visitable Inclusive Tax Credits for Accessible Living, or VITAL, Act, which would expand the existing Low-Income Housing Tax Credit program to support additional construction of affordable accessible homes.

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