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At close · Wed, Aug 12, 2026
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HomeETFs & FundsFund IndustryShould investors tap home equity or sell stocks for an…

Should investors tap home equity or sell stocks for an emergency fund?

MarketWatch weighs the tradeoffs of using home equity versus selling stocks to raise a target $100,000 emergency fund when cash is scarce.

In the example discussed, a household has about $1.7 million invested but only around $20,000 in cash, leaving them short of the goal.

The piece frames the decision around whether to access funds through the home balance sheet or liquidate investments to quickly build liquidity.

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