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Gen Z leans toward investing apps and retirement accounts over home equity

The shift reflects a preference for investing vehicles, rather than buying homes, as a wealth building strategy.

Reported · Written up by our desk · Residential

The New York Times reports that Gen Z is building wealth more through investment apps and retirement accounts than by purchasing equity in a home.

The outlet says the generational focus is less on real estate ownership and more on using investment tools to accumulate assets over time, highlighting a change in how younger households approach long term wealth building.

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