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U.S. foreclosure filings rise 10% year over year in July
ATTOM said foreclosure starts increased to 26,648 and REOs rose 23% to 4,764, with Nevada posting the highest foreclosure rate of one filing per 1,703 housing units.
ATTOM reported 39,906 U.S. properties with foreclosure filings in July 2026, up 1% from June and 10% from a year earlier, according to HousingWire. The filings include default notices, scheduled auctions, and bank repossessions. The report also said foreclosure starts rose to 26,648, up 2% month over month and 10% annually.
ATTOM found that real estate owned, or REOs, totaled 4,764 in July, virtually unchanged from June but up 23% versus July 2025. In a statement, ATTOM CEO Rob Barber said the increase in foreclosure starts and completed foreclosures compared with last year points to ongoing financial pressure for some homeowners, while emphasizing that overall activity stays low by historical standards.
The highest foreclosure rate by state in July was in Nevada, where ATTOM counted one filing for every 1,703 housing units. South Carolina followed with one in every 2,085, and Florida ranked third at one in every 2,232, with Delaware and Texas rounding out the top five.
Among metro areas with at least 200,000 residents, Punta Gorda, Florida, had the highest foreclosure rate, with one filing per 899 housing units, followed by Killeen, Texas; Las Vegas; Vallejo, California; and Lakeland, Florida. ATTOM also said lenders started foreclosure proceedings on the most properties in Texas, at 3,306, followed by Florida with 3,277 and California with 2,540, while Texas recorded the most REOs at 1,265.