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New listings stay positive year over year despite mortgage rates near 6.81%

With inventory rising to 879,764 and the price-cut share at 42.1%, late-August housing data points to stability rather than a disorderly downturn.

Reported · Written up by our desk · Residential

HousingWire reports that late-August 2026 housing indicators remain steady even though mortgage rates are near 6.81% and spreads are still elevated.

The outlet cites new listings of 66,874 versus 63,762 a year ago, alongside inventory rising to 879,764. It also notes that the share of listings with price cuts was 42.1% versus 42% a year earlier.

HousingWire says the higher-rate environment typically slows housing demand, but this year has been more orderly than periods when mortgage rates break higher, with rates not having moved above 7%. It adds that while year-over-year comparisons can be difficult because rates were falling at the same time last year, new listings have remained steady for the past few months.

The report highlights that sellers have not shifted to negative year-over-year new listing trends this year, and that recent weeks have seen more than 80,000 new listings during seasonal peak months, matching a healthier pattern of inventory growth as rates stay above 6.64%.

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