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Mortgage industry shifts to servicing and technology amid higher rates

Mortgage News Daily says originators are scaling back some consumer-direct staffing and focusing on where servicing is headed as rates and oil driven inflation pressure continue.

Reported · Written up by our desk · Mortgages

Mortgage News Daily reports the mortgage conference season is underway, with conversations among industry participants pointing to a change in priorities amid an environment shaped by higher interest rates.

According to the outlet, consumer direct channels appear to be scaling back personnel, while originators are placing greater emphasis on where servicing is headed, even as inflation pressures tied to oil prices remain in focus.

The outlet also links the rate backdrop to ongoing macro uncertainty, saying the continued war with Iran and its impact on oil prices continues to affect inflation numbers and, in turn, rates.

Separately, Mortgage News Daily highlights OptiFunder’s recognition on the 2026 Inc. 5000 list for a fourth consecutive year and notes that the company markets automated warehouse funding and workflow tools intended to reduce friction across the mortgage funding lifecycle.

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