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Active assailant coverage grows as commercial rates ease
Despite average commercial P&C premiums falling 1.2% in Q1 2026, active assailant demand rose about 30% per year over the prior four years, according to Marsh.
Commercial insurance rates eased for the first time in almost nine years, with average commercial P&C premiums down 1.2% in the first quarter of 2026, according to IMA Financial Group. While general liability, umbrella, and commercial auto premiums kept rising, one fast growing specialty line bucked the softer overall trend, active assailant insurance.
Insurance Business reports that the number of organizations buying active assailant cover increased by about 30% per year over the previous four years, according to Tarique Nageer, terrorism placement advisory leader at Marsh. The coverage is still a small line overall, but it is growing quickly as demand concentrates in areas including education, hospitality, health care, commercial and residential real estate, retail, and nonprofits, Beazley underwriter Justin Peterson said.
Estimates of the market vary based on definitions, the outlet noted. Specialist broker New Dawn Risk places global active assailant premium at $1.35 billion in 2024 and projects it would grow 17.6% annually to $5.25 billion by 2033, a forecast that includes more than US standalone policies.
The story also cites FBI figures to highlight uneven coverage adoption, though the excerpt cuts off before detailing the specific figures. Overall, the report frames active assailant insurance demand as tied to ongoing casualty pressures even as broader commercial pricing declines.