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California law requires FAIR Plan to share data with private insurers
The measure signed September 27, 2026, phases in through January 1, 2028, and adds a process to move FAIR Plan policyholders into the voluntary market.
California enacted a law that requires the FAIR Plan to share policyholder data with private property insurers and to steer customers toward the voluntary market, according to Insurance Business.
The law applies to the California FAIR Plan Association, property insurers participating in clearinghouse programs, and every licensed property insurance broker in the state.
The bill creates new mechanisms aimed at shrinking the FAIR Plan’s policyholder count by moving policyholders off the insurer of last resort and into private coverage, while giving brokers new training mandates and disclosure obligations.
The statute was signed by Governor Gavin Newsom on September 27, 2026 as AB 69, and key provisions phase in through January 1, 2028, amending California Insurance Code Sections 10095 and 10095.5 and adding Section 10095.2.