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Ivans Index shows commercial premium renewal rates soften in Q2 2026

The Q2 2026 results were lower than Q1 2026 across major commercial lines, with only workers’ compensation edging up.

Reported · Written up by our desk · Industry & Deals

Ivans released results for its Q2 2026 Ivans Index, a measure of the insurance industry’s premium renewal rate change. The index showed that for most major commercial lines, premium renewal rate change was up year over year in the second quarter, except for workers’ compensation.

Compared with Q1 2026, the pattern shifted, with most major lines of business seeing a decrease in Q2 2026. Workers’ compensation was the exception, posting a slight increase versus the prior quarter, according to the release.

The report said renewal rates across most commercial lines continued to soften and that the trend has been building over the past year. Ivans described the index as released monthly and based on analysis of more than 120 million data transactions covering more than 38,000 agencies and 700 carriers and MGAs across the U.S. insurance market, with data reflecting premium differences year over year for a consistent policy.

Coverager reports that the Ivans Index is intended to give agents, brokers, and carriers a data-driven view of these shifts as they plan for the remainder of the year. The index is available as part of Market Insights at markets.ivansinsurance.com.

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