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At close · Thu, Jul 16, 2026
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HomeBonds & RatesInflationMortgage rates climb above 6.5% as Iran tensions lift…

Mortgage rates climb above 6.5% as Iran tensions lift oil and yields

Freddie Mac data show the 30-year fixed-rate mortgage averaged 6.55% this week through Wednesday, up from 6.49% a week earlier.

Mortgage rates rose again, pushing above 6.5% this week as renewed tensions between the United States and Iran escalated attacks and helped send oil prices higher, according to Yahoo Finance.

Freddie Mac reported the average 30-year fixed-rate mortgage was 6.55% through Wednesday, up from 6.49% a week earlier. The average 15-year mortgage rate rose to 5.93% from 5.82% a week earlier.

The article noted that mortgage rates track closely with the 10-year Treasury yield, which has spiked in recent days as the countries traded strikes after a ceasefire fell apart. While cooler inflation data released Tuesday offered brief relief, concerns about higher oil prices and an inflation outlook kept borrowing costs pressured.

Housing demand indicators also softened, with mortgage applications dropping last week through Friday, and housing contract activity slipping last month, the outlet reported. Zillow senior economist Kara Ng said rates are caught between cooler inflation data and renewed energy risks, where higher oil prices can weigh on future inflation expectations.

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