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Mortgage rates tick higher on Saturday, Aug. 1, 2026
The 30-year fixed rate rose 10 bps to 6.65%, while the 15-year fixed slipped 2 bps to 6.01%, according to Zillow lender-market averages.
Mortgage and refinance interest rates were mostly higher on Saturday, August 1, 2026, compared with Friday, according to average rates from the Zillow lender marketplace.
Zillow data showed the 30-year fixed rate increased by 10 basis points to 6.65%, the 15-year fixed rate fell by 2 basis points to 6.01%, and the 5/1 ARM rose by 23 basis points to 6.65%.
The figures are described as national averages, rounded to the nearest hundredth, and the article notes refinance rates are often higher than purchase rates.
The story also includes a sample mortgage payment breakdown for a monthly total of $2,695, showing how principal and interest, property taxes, and related costs factor into payments.