Real Estate
Home›Real Estate›Residential›NY Fed foreclosure index stays below 2019 levels in 20…
NY Fed foreclosure index stays below 2019 levels in 2026
HousingWire says Q2 New York Fed foreclosure data slid slightly, while an existing home sales report showed inventory down year over year and prices up 2.0% year over year.
HousingWire reports that the New York Fed foreclosure series for 2026 remains below 2019 levels, with the latest quarterly data (Q2) showing the index fell slightly again rather than rising sharply.
The outlet links the lack of a foreclosure surge to housing supply dynamics, arguing that without a large share of distressed sellers, the market continues to operate more like a normal supply and demand equilibrium rather than building pressure from forced sales.
HousingWire also points to a separate existing home sales report released this week, saying inventory was down year over year and sales were slightly higher, with prices up 2.0% year over year.
Finally, the article describes how the Fed tracks foreclosures as the number of individuals with new foreclosure events first appearing on credit reports over the prior three months, citing lender data and public records, and notes that housing demand is up 2.4% year to date as listings have not “exploded.”