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Mortgage and refinance rates are mixed on Aug. 24, with 30-year ties
On Monday, the national 30-year fixed purchase and refinance rates both sit at 6.6%, while the 15-year refi rate runs 0.1 percentage points higher than purchase.
Housing and mortgage data from Yahoo Finance, via the Zillow lender marketplace, showed mixed pricing between purchase and refinance offers on Monday, August 24, 2026.
The current national average 30-year fixed purchase rate was listed at 6.64%, matching the 30-year fixed refinance rate. For 15-year loans, the 15-year fixed purchase rate was 5.88%, which was 11 basis points lower than the 15-year refi rate.
For adjustable-rate options, the 5/1 ARM purchase rate was 6.74%, which was 24 basis points higher than the 5/1 ARM refinance rate. The article emphasized these are national averages rounded to the nearest hundredth.
Yahoo Finance also noted that refinance rates are sometimes higher than purchase rates, but not always, and pointed readers to its mortgage calculator for how rate and term inputs can affect estimated monthly payments.