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Hurricane Isaias raises scrutiny of hurricane coverage after a quiet season
Isaias became the first Atlantic hurricane of 2026 after more than four months without one, and Marsh Re flagged the risk of inland flooding from 8 to 12 inches of rainfall near landfall.
Insurance Business reports that Hurricane Isaias ended an unusually quiet Atlantic hurricane season and is renewing questions about whether some homeowners may be less prepared for major losses after months without storms.
As of Thursday morning, the hurricane had maximum sustained winds of about 80 mph, with landfall expected late Friday or early Saturday along the Florida, Alabama, or Mississippi coast, according to Insurance Business.
The story notes that Isaias formed after more than four months without an Atlantic hurricane, a lull previously linked to a strong El Niño and a NOAA forecast that the season had a 75% chance of being below normal.
Marsh Re, cited by Insurance Business, said hurricane activity in El Niño years can shift toward the Gulf Coast and subtropical Atlantic, potentially leaving large insured concentrations exposed, and it added that heavy rainfall over saturated ground could make inland flooding a major loss driver, with rainfall totals possibly reaching 8 to 12 inches east of landfall.