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At close · Wed, Jul 15, 2026
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Great American and PAK Programs launch DIC policy for California wineries

The Difference in Conditions coverage is meant to complement the California FAIR Plan by filling gaps for water damage, wine leakage, tank collapse, and equipment breakdown.

Great American Insurance Group, via its Alternative Markets Division, and PAK Programs have launched a Difference in Conditions property insurance solution for eligible California wineries, the companies said.

The policy is intended to complement California FAIR Plan coverage and other limited property policies by targeting gaps tied to water damage, wine leakage, tank collapse, wine contamination, and equipment breakdown, subject to policy terms, conditions, limits, exclusions, and underwriting eligibility.

Great American said wineries that purchase the coverage may also qualify for related commercial property, liability, and auto insurance from the insurer for operations including vineyards, warehouses, tasting rooms, production facilities, and hospitality spaces.

The program is available through CoEfficient and its appointed retail agents and brokers, according to Coverager.

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