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Insurers see mixed trends in pharmacy use, premium market shifts
A new analysis contrasts in-network and out-of-network prescription activity to flag where dispensing dollars are spent.
A new Enlyte analysis compares in-network and out-of-network prescription utilization across retail, mail-order, and even paper bills, aiming to show where dispensing channel dollars go and how prescriptions are managed, according to a white paper shared by Risk & Insurance.
The paper says the goal is to identify cost drivers and potential pharmacy cost saving opportunities, including highlighting medications that could be escalating pharmacy spend.
Separately, The Council of Insurance Agents & Brokers pointed to the first decline in commercial property rates since 2017, and another drop in cyber premiums, signaling a more buyer-friendly turn in that market.
Risk & Insurance also notes that managing general agents posted a fifth straight year of double-digit premium growth in 2025, while AM Best cautioned that new headwinds could weigh on the segment.