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Insurers see growth in program business as AI models emerge
A TMPAA survey cited by MSIG USA shows 40% growth in program business premium volume as carriers and administrators test AI and alternative capacity models.
A sponsored post from MSIG USA, published Aug. 12, 2026, points to rising activity in the program business market while insurers and administrators explore new ways to manage risk and capacity.
The piece cites a TMPAA survey showing 40% growth in program business premium volume, and says carriers are also considering AI and alternative capacity models.
It also highlights that North American building trends are changing the hazard landscape, pointing to solar panels, electric vehicles, and mass timber construction as risk factors that insurers and risk managers need to account for.
The post further argues that the negotiating table is a key lever in insurers' ability to manage runaway legal settlement costs and strengthen the defense.