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INSHUR launches new US commercial auto program for rideshare drivers
The program is led by Mobilitas, with Gen Re providing reinsurance support, and uses data integrations with Uber to support pricing and claims workflows.
INSHUR, which provides embedded insurance for the on-demand economy, has launched a new commercial auto insurance programme for rideshare and professional drivers across the United States. The programme is led by Mobilitas Insurance, written through Incline P and C Group, with reinsurance support from Gen Re. INSHUR said the launch is intended to expand an offering that previously operated on a regional basis on the US West Coast into additional US markets.
INSHUR will manage the insurance lifecycle, including pricing, underwriting, quoting, onboarding, policy administration, billing and claims handling. The company also said its digital platform integrates with major rideshare and delivery networks, including Uber, so it can use platform data as part of the insurance process.
Looking ahead, INSHUR said it plans to develop underwriting capabilities using artificial intelligence, enhanced risk segmentation, and usage-based and telematics data. The company said these tools could support more dynamic risk models for the on-demand economy, where driving patterns and vehicle use may differ from conventional commercial auto products.