Insurance
Home›Insurance›Industry & Deals›Insurance consultant leaves commission model for fiduc…
Insurance consultant leaves commission model for fiduciary standard
The article says the shift came after she experienced how commission-based work can create ongoing structural pressure for advisors.
Insurance Business profiles Talia Carbah, an insurance consultant who left a commission-driven role to join a firm that adopted a fiduciary standard years before regulators considered making it a requirement.
Carbah entered the industry in 2020 after a move from Montana to Georgia, choosing an employee benefits agency over a property casualty job. She began as a 1099 contractor, earning commission, visiting employers and helping employees during open enrollment with health insurance, life insurance, and related coverage.
The story says her trajectory began to shift after she connected with an Atlanta conference community for women in insurance, including meeting Chelsea Ryckis. Carbah then became Ryckis' mentee, working with her monthly for roughly two and a half years.
As her experience grew, the article adds that Carbah became concerned about commission-based consulting creating structural pressure that even well-intentioned advisors have to constantly manage.