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Home renovation financing demand stalls at weakest level since early 2024
In the first two months of Q3 2026, the share of Point inquiries tied to remodels fell to 62.5%, down from 64.9% in Q2 2026.
HousingWire reports that Point’s Homeowner Remodeling Index shows homeowner interest in using home equity for renovations stalled in Q3 2026, with the reading turning the weakest since early 2024 after two quarters of accelerating demand.
According to the data, the share of Point inquiries tied specifically to remodels dipped to 62.5% from 64.9% in Q2 2026.
HousingWire adds that even with the slowdown, a separate survey cited by Point finds 65% of homeowners plan to remodel in the next 12 to 18 months, and most expect to use non-cash financing for projects exceeding $10,000.