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HomeReal EstateIndustry21st Century ROAD to Housing Act to take effect in Jan…

21st Century ROAD to Housing Act to take effect in January

The law aims to boost housing supply by cutting construction red tape and will restrict large institutional investors from bidding on existing single-family homes, though some loopholes could remain.

The 21st Century ROAD to Housing Act, enacted earlier this month, is set to take effect in January and is expected to reshape U.S. real estate markets, Commercial Observer reports. The legislation passed the House and Senate without President Donald Trump’s signature and is designed to increase housing supply while reducing construction red tape.

A key provision would restrict large institutional investors from competing with traditional buyers for existing single-family homes, according to Commercial Observer. Jeff Rosenfeld of North River Partners, a New York City-based real estate credit platform focused on residential construction lending, said bulk purchases by large institutions would still be allowed.

Rosenfeld also said that while the ban targets institutional competition, there are loopholes companies could exploit to get around parts of the restriction. He described how North River is seeing firsthand how the bill affects developers and owners in the residential construction pipeline.

The Commercial Observer interview also noted that North River has continued making deals, including April financing for CedarSt Companies. The firm, along with Amzak Capital Partners, provided $68.5 million in total financing to CedarSt Companies for Flagler Gateway, a 215-unit multifamily development in Fort Lauderdale, Florida.

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