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Inszone buys D.B. Insurance Services to expand mortgage-referral network
The San Antonio agency, founded in 2011, focuses on auto, home, condo, and renters coverage and grew largely through mortgage broker referrals as insurance acquisition activity tightens.
Inszone Insurance Services has acquired D.B. Insurance Services, expanding its personal lines presence with an agency built around referral relationships tied to home financing. The deal adds a San Antonio business that offers auto, home, condo, and renters coverage, with mortgage broker referrals serving as a core driver of its customer pipeline.
Insurance Business said the timing matters because insurers and distributors are paying closer attention to how they reach consumers during the homebuying process, where demand for coverage can emerge immediately. The model also reflects a broader market shift toward agency platforms that sit near mortgage or real estate transactions.
Inszone’s purchase of D.B. follows another acquisition earlier in 2026, when it bought Jaffery Insurance & Financial Services, an Omaha personal lines agency that built much of its book through relationships with real estate agents and mortgage professionals. Together, the two deals have helped put referral networks and their transaction adjacency in the spotlight as acquirers become more selective.
Market data cited by Insurance Business shows North American insurance agency acquisitions fell to 292 in the first half of 2026, down 15% from a year earlier and 24% below the prior five-year average, the lowest first-half total since 2016. Even so, Inszone remained among the most active buyers, completing 33 acquisitions in the first six months of 2026, though its first-half count was down from 45 a year earlier.