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Fuse launches Transportation and Commercial Auto intelligence hub
The hub is designed to compile rate, cost, litigation and carrier appetite signals in one view, as Fuse cites rising severity behind commercial auto underwriting losses.
Fuse International has launched a Transportation and Commercial Auto hub aimed at giving brokers, carriers and reinsurers a single view into where pricing, capacity and appetite are moving in the commercial auto sector. The company says commercial auto has been difficult to price because rate increases have run ahead of severity, with higher repair and replacement costs, medical costs, longer claim durations and larger jury awards.
According to Fuse, carriers often adjust appetite based on fleet size, radius and operation type, sometimes without much notice, and those signals tend to be spread across separate sources. The hub consolidates rate and rule filings, repair and medical costs, litigation and verdict trends, crash and safety data, and shifts in carrier appetite into a synthesized market-direction view.
Fuse says AM Best reported a 113 combined ratio for commercial auto liability in 2024, and that the line posted an underwriting loss of about $4.9 billion that year. It adds that results improved in 2025 but the line still lost roughly $1.9 billion.
The Transportation and Commercial Auto hub is the latest in Fuse’s vertical tooling for the insurance market, joining earlier launches in E&S and Reinsurance hubs, among others. Fuse CEO Sean Bourgeois said brokers need to understand how verdicts, repair costs and carrier appetite are moving together when entering trucking renewals.