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Insurers grow more selective for US transportation coverage in 2026
The report points to rising insurance costs, evolving liability exposures, and tighter underwriting scrutiny as drivers of the more selective market.
Insurance Business says the US transportation sector is facing a challenging operating environment shaped by rising costs, evolving liability exposures, and increased underwriting scrutiny.
While it notes that insurance capacity is still available, the outlet says insurers are becoming more selective, widening the gap between well-managed operators and those dealing with financial or operational challenges.
The report says transportation clients that can show strong safety performance, operational transparency, and effective risk management are best positioned to secure more favorable insurance outcomes in the current market.