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Insurer seeks ruling it owes nothing after skydiving propeller death
The dispute stems from an airport premises liability policy with $1 million per-person and $1 million per-occurrence limits, and the insurer argues the incident is not covered.
Insurance Business reports that a woman who went to Air Capital Drop Zone in Sedgwick County, Kansas, to photograph skydivers died after a propeller struck her.
According to the complaint, the insurer says the 1977 Cessna 182Q involved was still running as the next group boarded, and the woman stepped into the propeller arc after landing.
The insurer that wrote the drop zone’s airfield premises policy, US Specialty Insurance Company, filed suit on October 9, 2026, in federal court in Kansas seeking a confirmation that it does not have to pay.
The filing names Myrtle Aviation, Crosswinds Aviation, the decedent’s estate administrator and her father, and Harco National Insurance Company, and it says the central coverage fact is that the premises liability policy it issued had $1 million per-person and $1 million per-occurrence limits.