Real Estate
Home›Real Estate›PropTech›Mortgage industry tools highlight non-agency cost and…
Mortgage industry tools highlight non-agency cost and repurchase risks
Bankrate said prices rose 23.0% since the start of 2021 while wages were up 22.0%, adding to affordability pressure for households.
Mortgage News Daily highlighted how mortgage lenders and vendors are turning to new tools to manage profitability and reduce operational friction as affordability stress shifts into post-close risk. The outlet cited Bankrate’s 2025 Wage to Inflation Index showing prices up 23.0% since the start of 2021, while wages were up a cumulative 22.0%.
The report framed “profit” beyond loan size, arguing that lenders need systems that ensure third-party providers coordinate effectively. It pointed to Chrisman Demo Day, which begins August 20, as a venue for people to see how mortgage technology works in practice.
It also linked borrower strain to repurchase risk, saying that when borrowers are stretched after closing, there is less room for errors in loan files. Mortgage News Daily said Truework, a Checkr company, verifies income, employment, and assets with automated reports, and that lenders can see up to 50% cost savings on verifications with faster turn times and higher accuracy.
Separately, the outlet noted Optimal Blue’s Profitability Center as a dashboard designed to unify pricing, hedge performance, pipeline activity, profitability, and market intelligence for mortgage lenders. Mortgage News Daily also mentioned ACI’s sponsorship and exhibiting at Valuation Expo 2026, running August 17 to 19 in Las Vegas.