S&P 5007,764.70▲1.5% Nasdaq27,122.09▲2.3% Dow52,048.83▲0.7% Russell 2K2,875.36▲0.5% 10-Yr4.96%−3bp VIX14.31−0.56 WTI$90.73▼4.1% Gold$4,348.00▼0.7% EUR/USD1.141▼0.4% BTC$85,554▼0.7% Nikkei65,019▲1.4%
At close · Wed, Sep 23, 2026
Daily Market Updates.

Insurance

HomeInsuranceAuto InsuranceDrivers see themselves as safer, despite admitting rec…

Drivers see themselves as safer, despite admitting recent risky habits

A survey of 1,000 US drivers found 85% rate themselves safer than average, while 82% reported at least one potentially unsafe behavior in the prior three months.

Most American drivers rate themselves as safer than average behind the wheel, even as most also admit to potentially risky behavior, a disconnect with implications for how auto insurers price and communicate risk. Arity, the mobility data and analytics company owned by Allstate, surveyed 1,000 US drivers for a report released this month.

The survey found 85% of respondents consider themselves safer than average, while 82% said they engaged in at least one potentially unsafe behavior within the previous three months. Among drivers who had received a speeding ticket or other violation in the past three years, 86% still rated themselves as safer than average, slightly higher than the overall survey population.

Risk perception also varied by driving habits. Only 36% of those who admitted speeding said it makes driving less safe, compared with 69% of respondents who said they do not speed.

The report also highlights distraction triggers that pull drivers back to their phones, with calls or messages from family or friends cited by 68% of respondents and navigation notifications at 57%. Arity president Gary Hallgren said the results reflect everyday human behavior and that driving reports can help reveal patterns people may not notice about how they actually drive.

More like this

Sources

Get the close, explained.

One email every trading day: what moved, why it moved, and what's on deck tomorrow. Read in 3 minutes.

Free. Unsubscribe anytime.